Top 5 Inventory Investing Apps in Nigeria for 2025

Digital skills has opened the door for somebody in Nigeria to commence rising their cash thru the stock market. 

You now no longer want deep pockets or a Wall Avenue background, valid a smartphone and an web connection. 

In 2025, these five platforms stand out for making it easy and safe to aquire shares in Nigerian and international corporations, even supposing you’re valid beginning or settle on low-effort investing.

Right here are the discontinuance 5 stock investing apps in Nigeria for 2025

1. Trove

Trove stands out for providing a easy approach to aquire shares both within the community and in a single other country. Thru Trove, probabilities are you’ll possibly possibly well possibly accept shares on the Nigerian Alternate (NGX) or make investments in broad names on U.S. exchanges admire Apple, Amazon, or Tesla. You don’t prefer to aquire a bulky half. Trove’s “fractional shares” feature permits you to commence with as exiguous as ₦1,000.

Key Perks:

Dual Market Accumulate admission to: Put money into Nigerian corporations and U.S. giants all from one app.

Low Minimums: You might perhaps possibly possibly have the option to commence constructing a portfolio even supposing you easiest maintain a little sum.

Particular person-Pleasant Kind: The app’s tidy structure, real-time charts, and fleet tutorials abet rookies feel relaxed.

Regulated: Well-liked by Nigeria’s Securities and Alternate Price (SEC), giving you additional peace of mind.

How Costs Work:

No Price on U.S. Shares: There’s no buying or selling commission on U.S. equities, ETFs, or ADRs.

Monthly Subscriptions:

Abnormal Conception ($3/month): Accumulate admission to core functions.

Plus Conception ($5/month): Entails every day market insights, analyst reviews, and deeper evaluate instruments.

Native Transaction Costs: Trading on NGX might perhaps possibly possibly carry little bills on high of your subscription.

2. Chaka

Because the basic homegrown platform to construct an SEC license, Chaka offers Nigerians entry to a massive substitute of shares and substitute-traded funds on both Nigerian and international markets. Its sturdy specialise in security and doubtless price structure makes it a high pick if you need a easy, compliant investing atmosphere.

Key Perks:

Fully Licensed: Chaka’s SEC approval plan it meets strict regulatory requirements.

Huge Inventory Desire: Alternate quite a bit of of NGX-listed equities to boot to U.S. shares and ETFs.

SmartInvest” Portfolios: A feature that automatically allocates your funds into preset buck-basically based fully mostly investment plans basically based fully mostly in your likelihood consolation.

Clear Costs: precisely what you’ll pay sooner than every substitute.

How Costs Work:

Flat Price for Tiny Trades: $2 per transaction underneath $200.

Tiered Percentage Costs:

• 1% of substitute price for $200–$1,000 orders.
• 0.85% for $1,000–$10,000.
• 0.75% for $10,000–$50,000.

Further Market Costs: U.S. regulatory and substitute bills also educate when trading in a single other country.

3. Bamboo

Ought to you’d prefer to assign a portfolio in U.S. greenbacks and make investments in basic American corporations, Bamboo is the shuffle-to possibility. Not too long within the past, it added some Nigerian shares to its lineup, making it a convenient one-discontinuance store for home and international shares.

Key Perks:

U.S. Heart of attention: Aquire fractional shares in Apple, Microsoft, and other high U.S. corporations with as exiguous as $20.

Straightforward Interface: The app’s make retains navigation intuitive whereas declaring high security requirements.

Regulated Partnerships: Works with a certified U.S. dealer and follows Nigerian financial guidelines.

Naira-to-Greenback Comfort: Built-in forex conversion ensures probabilities are you’ll possibly possibly well possibly scurry funds between Naira and greenbacks with out juggling multiple accounts.

How Costs Work:

1.5% Alternate Price: A price on every U.S. stock transaction, with a minimal label of $1 if the calculated price falls below that.

No Holding Costs: You obtained’t be charged for simply conserving shares or cash in your Bamboo memoir.

FX Unfold: Changing Naira to greenbacks carries a conventional spread of 0.50%–0.80%.

4. Risevest

In preference to deciding on person shares, Risevest offers you professionally managed portfolios made up of U.S. equities, real estate projects, and bonds. It’s designed for individuals who settle on a say-it-and-neglect-it methodology—valid settle on a portfolio, deposit cash, and let consultants cope with the rest.

Key Perks:

Pre-Built Portfolios: Mixes of U.S. shares, real estate ventures, and mounted-profits alternate options tailored to assorted likelihood levels.

Greenback-Based fully Holdings: Protects against Naira volatility, with all investments denominated in U.S. greenbacks.

Computerized Contributions: Time desk long-established deposits so you money flows into the portfolio basically based fully mostly in your thought.

Protected U.S. Resources: Investments held in U.S. accounts admire SIPC insurance coverage coverage.

How Costs Work:

Tiered Trading Costs:

• 1.5% on investments up to $200.
• 1% on $200–$1,000.
• 0.85% on $1,000–$10,000.
• 0.75% on $10,000–$50,000.

Administration Price: In general between 0.5% and 1% of returns, relying in your portfolio’s dimension and performance.

5. Afrinvest

With a long time of skills in Nigeria’s capital markets, Afrinvest’s platform is excellent if you’re making an strive to dive deep into native shares, bonds, and executive securities. Despite the truth that it doesn’t maintain as many international alternate options as other apps, its evaluate instruments and market insights give you a solid foundation for investments enraged about Nigerian belongings.

Key Perks:

Native Market Expertise: Scream entry to NGX equities, treasury bills, and other executive-backed instruments.

Entire Compare: Accumulate admission to to detailed financial reviews, firm analyses, and financial forecasts.

Relied on Put: A protracted time-feeble presence in Nigeria’s financial sector, regulated by the SEC.

Evolved Instruments: Customizable charts, elementary data, and skilled commentary—excellent for traders past the beginner stage.

How Costs Work:

1.5% Price on U.S. Trades: When using their companion to aquire or promote U.S. shares.

FX Unfold: Changing Naira to greenbacks entails a conventional spread of 0.50%–0.80%.