Guidelines on how to decide your possibility budge for food for an funding in case that you would be in a position to per chance presumably like the money

Right here’s our Membership Mailbag email investingclubmailbag@cnbc.com — so you send your questions straight to Jim Cramer and his team of analysts. We can’t offer personal investing advice. We can most effective possess in thoughts extra general questions about the funding course of or shares within the portfolio or linked industries.

This week’s demand: Hi Jim! I’ve been keeping a S&P Index fund and up about 20%. Must serene I sell now if I am going to need the money within the subsequent yr or so? Making an are trying no longer to terror, nonetheless worried I’ll per chance per chance per chance [not] possess what I need when the time comes. Thanks, Tracy